Privacy Policy

1) Information We Collect

• Information you provide: name, email, phone, state, date of birth, coverage preferences, beneficiary details, and other form responses.
• Technical information: device/browser data, approximate location (derived from IP), pages viewed, timestamps, and referring/exit pages.
• Communications: if you contact us, we may keep a record of the message and our response.

2) How We Use Information

• To process your request and match you with licensed agents and/or insurance providers.
• To provide customer support and respond to inquiries.
• To operate, secure, and improve the Site (including analytics and troubleshooting).
• To comply with legal obligations and prevent fraud or misuse.

3) How We Share Information

We may share information in the following situations:

• With licensed agents/providers: to contact you about coverage options you requested. This contact may include calls, SMS, and email regarding life insurance offers, quotes, and related products.
• With service providers: companies that help us run the Site (hosting, communications, analytics, CRM).
• For legal reasons: to comply with law, enforce terms, or protect rights, safety, and security.
• Business transfers: if we’re involved in a merger, acquisition, or asset sale.

4) Cookies & Analytics

We may use cookies and similar technologies to keep the Site working, remember preferences, measure performance, and improve user experience. You can control cookies through your browser settings; some features may not function properly if cookies are disabled.

5) Your Choices

• Opt-out of marketing: You may opt out of certain promotional messages using the instructions provided in those messages (for example, replying STOP to SMS where applicable) or by contacting us.
• Update information: You can request corrections by contacting us.

6) Data Retention

We retain information for as long as needed to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods may vary based on the type of data and purpose.

7) Security

We use reasonable administrative, technical, and physical safeguards to protect information. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.

8) Children’s Privacy

The Site is not intended for children under 13 (or the applicable age in your jurisdiction). We do not knowingly collect personal information from children.

9) External Links

The Site may link to third-party websites. We are not responsible for their content or privacy practices. Please review third-party policies directly.

10) Changes to This Policy

We may update this Policy from time to time. The “Effective date” above indicates when this version applies. Continued use of the Site after changes means you accept the updated Policy.

11) Contact

For privacy questions or requests, contact us at contact@prodigylifegroup.com.